Trusted. Local. Independent.

Alabama Coastal Insurance has the knowledge and expertise to help with your insurance needs in Mountain Brook, Alabama.

We’re your one-stop-shop for contractors insurance and business insurance. Start a quote by clicking below or give us a call at 251-929-4672 to start the conversation.

Mountain Brook, Alabama
Mountain Brook, Alabama
Mountain Brook, Alabama

Get quotes from multiple insurance companies in Mountain Brook, Alabama.

Alabama Coastal Insurance has your covered.

We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect.  That’s why we work with a wide range of insurance companies and products in Mountain Brook, Alabama to meet your specific needs, including customized coverages.

We don’t work for the insurance company, we work for you.

Google Rating
5.0

Reviews from Alabama Coastal Insurance clients.

The best insurance agency, according to those who matter: Our Customers.

HL
Haley Ladner
Carmen made shopping for home insurance easy and stress free while we were buying our home! I HIGHLY recommend Alabama Coastal Insurance!!
DM
Diana Manocchio
Lisa has been wonderful, she does really care about her clients. Anytime I have called the agency she is very quick to return my call and resolve any problem or question I have. I would recommend Alabama Coastal to any one at anytime.
AL
Airick Landry
Layla did a wonderful job on getting me a quote and getting me set up with my insurance in a quick and timely manner. She was very polite and professional through the entire process. I will definitely be using her for all of my insurance needs in the future.
RJ
Robert James
Mark is an amazing agent. I would say he is a top shelf representative. Answered all my questions and explained everything clearly. I’ll define recommending my friends.
BM
Betty Miller
Gwyn Ross has been an extremely supportive agent. I feel that she has my best interests at heart. She's worked hard to find me the best policies.
CT
Cynthia Thigpen
Fast, Friendly and Knowledgeable Service! I purchased insurance for my investment property and Gwyn at Alabama Coastal Insurance made the process so painless. She offered the best products and found me the best prices. She was a pleasure to work with.
LC
Laura Crosby
Chasity will go above and beyond to do right by her clients and make sure that they are taken care of in the absolute best way possible. Her office decor and ambiance makes you feel at home and you are welcomed the moment you step in the door.
AM
Alice Mitchell
I spoke with Carmen about my home owners insurance and within a few hours I had a quote better than my current policy. She was able to save me a significant amount of money. Very personable and extremely efficient.
JB
Jessica Basford
Evan’s communication was incredible. He went above and beyond to not only make the process of finding the best quote for home insurance easy and understandable, but he absolutely provided the best quote between 4 agencies I had consulted. Thank you, Evan!
JW
John Wilderson
Tanner is friendly, knowledgeable and polite. He did a lot of work connecting us to the right policy. I will gladly work with Tanner again.
KF
Kensi Foy
I recently had the pleasure of working with Bridgway and I cannot express enough how impressed I am. From the moment I reached out, they were exceptionally nice, patient, and incredibly efficient. I was provided with an amazing insurance quote that not only met my needs but exceeded my expectations in terms of coverage and affordability.
ER
Emma Root
Jayne was amazing! She has a great response time. Every question was answered and she helped save me money! Thank you for the great experience!!!
NA
Nicholas Albergo
Lisa was fantastic to work with. She helped get multiple quotes and was honest and helpful throughout the process

Top insurance policies to fit your business.

No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies to help protect your business from fast-moving risks.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability coverage for accidents and physical damage coverage for the vehicles.

Workers Compensation

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Commercial Property

Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

Business Owners Policy

A business owner’s policy, aka BOP, is a cost effective way for small business owners to get general liability and commercial property insurance combined into a single policy.

Professional Liability

Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.

Commercial Umbrella

Commercial umbrella, aka Commercial Excess, provides additional coverage once the underlying policy reaches its limit. It can boost the coverage for general liability, commercial auto, and employer’s liability insurance.

Cyber Liability

Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.

Non Emergency Medical Transportation (NEMT)

NEMT drivers often operate in a unique regulatory environment that requires specific coverage and liability protections. We’re familiar with these requirements and can help you secure the appropriate insurance policies.

About
Alabama Coastal Insurance.

In a sea of insurance options, Alabama Coastal Insurance stands out with a distinctive approach—rooted in Southern values, humility, and a personalized, boutique-style service. Based on the Alabama coast, Alabama Coastal Insurance brings a deep understanding of community needs to clients across the Southeast. Whether you’re looking for auto, home, or specialized business insurance, Alabama Coastal provides the kind of personal attention that’s often lost in larger, more impersonal agencies.

Alabama Coastal’s founders come from humble beginnings, embodying the values of hard work, community support, and honoring promises. These Southern roots shape everything the agency does—from the warm welcome extended to each client to the careful attention given to every policy. The team takes pride in understanding each client’s individual needs, building relationships that go beyond business. Here, clients aren’t just numbers—they’re neighbors, friends, and family. We’re here to work for you.

Walt Anderson owner of Alabama Coastal Insurance in Alabama

Mountain Brook, Alabama Independent Agent vs The Rest

Here is a quick comparison of the differences between an independent agency in Mountain Brook, Alabama like us, and the various other types of companies that are out there:

Features & Services Our Agency Captive Agent Online & 1-800 Companies
Access to multiple companies and wide range of products
Easy switching from company to company without hassle
Unbiased and objective advice Tries to sell & support only their one company Tries to sell & support only their one company
Claims assistance and advocacy Adjusters are often exclusive to the one company No help: You vs. adjuster
Policy service from the same person you bought from To call center You'll likely never talk to the same person twice
When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent

Alabama Coastal Insurance. Your future in a flexible career.

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  • Build a 6 figure income quickly

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Our team of knowledgeable agents are experts at finding the right coverage for your family, or your business. Get your insurance quote now.